Brooklyn-based private lender achieves milestone growth while serving over 10,000 real estate investors nationwide with competitive 1-4 unit bridge and rental financing
— Acqua Funding, a direct lender specializing in 1 to 4 unit investment property financing, has announced that the company funded over 300 loans with a total loan volume of $150 million throughout 2025. The milestone represents substantial growth for the firm, which operates with a lean team of fewer than 10 staff members and serves real estate investors across all 50 states.
The company provides 1-4 unit fix and flip loans, rental property financing, and construction loans to investors of all experience levels. The $150 million volume reflects strong demand for private lending solutions in a market where traditional banks continue to tighten credit standards for investment properties. According to recent industry data, residential mortgage lending volumes rose 19 percent in 2025, reaching $583 billion as borrowers sought alternative financing sources.
“Reaching $150 million in funded loans validates our approach to lending,” said Andrew Francini, Founder and CEO of Acqua Funding. “We built this company on the belief that speed, pricing, and most importantly, service, matter more than anything else. Our borrowers are running businesses, and they need a lender who understands that time is money and genuinely cares about their success.”
Acqua Funding has distinguished itself in the private lending space through several key offerings. The company guarantees to beat competitor pricing on bridge loans for investors with existing lending relationships. For first time investors with strong credit profiles, Acqua Funding extends leverage points typically reserved for seasoned professionals. The firm provides up to 95 percent of purchase price plus 100 percent of rehabilitation costs for pro level investors, and up to 90 percent of purchase price plus 100 percent of rehabilitation costs for first time investors.
The lender has also streamlined the application and closing process. Acqua Funding closes short term loans in an average of eight business days and long term loans in 16 days. Many transactions don’t require full appraisals or bank statements, and the company does not perform hard credit pulls. These efficiencies have contributed to a 95 percent repeat borrower rate.
“We leverage technology and automation to eliminate bottlenecks that slow down traditional lenders,” Francini explained. “Our borrowers appreciate that we can move quickly without sacrificing thoroughness or service quality. Every borrower gets treated with the same level of attention, regardless of property profile.”
The company’s growth trajectory has been steep. Acqua Funding funded $35 million in its first year of operation and has maintained annual revenue growth between 25 and 50 percent since launch. The firm has fielded more than 10,000 clients and maintains a 4.9 out of 5 star rating based on 112 Google reviews.
Francini attributes part of the company’s competitive positioning to its strategic capital partnerships. Working with funding partners ranging from private equity firms to mortgage REIT’s, Acqua Funding maintains control over its pricing structure regardless of borrower experience level. This differs from competitors who answer to traditional bank capital sources with fixed return requirements tied to credit scores and experience metrics.
“Our capital structure gives us flexibility that most lenders don’t have,” said Francini. “We can offer truly competitive rates across the board instead of just to our most experienced borrowers.”
The private credit market continues to expand rapidly. Global private credit assets under management are projected to reach $3 trillion by 2028, driven by lower interest rates, declining default risk, and solid economic fundamentals. Within this broader market, specialty finance and direct lending to real estate investors represents one of the fastest growing segments.
Acqua Funding also pioneered the use of social media advertising in the private lending sector. The company was among the first lenders to deploy TikTok and Meta style digital advertising campaigns to reach real estate investors, a strategy that has since been adopted by competitors across the industry.
Looking ahead, Francini noted that the company will continue to focus on service quality and competitive pricing. “We’re not trying to be the biggest lender in the country by any means. With immense size comes sacrifice, and quality of service is usually the first to go. Cost is more important than quality, but quality is the best way to reduce cost.”
Visit Acqua Funding to learn more about financing options for 1 to 4 unit investment properties.
About Acqua Funding
Acqua Funding is a direct lender specializing in 1 to 4 unit investment purpose fix and flip loans, rental loans, and construction loans for real estate investors at all experience levels. The company offers competitive pricing with a price beat guarantee, high leverage financing options, and industry leading closing times. Acqua Funding serves investors nationwide and has funded over $200 million in real estate loans since its inception. The firm maintains a 95 percent repeat borrower rate and a 4.9 out of 5 star Google rating based on 112 reviews.
Contact Info:
Name: Benjamin Banning, Partner – Business Development
Email: Send Email
Organization: Acqua Funding
Website: https://www.acquafunding.com/
Release ID: 89183893
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